Balancing Your Checkbook in Modern Times

Knowing how to balance a checkbook used to be an essential skill for every responsible adult. However, technology has changed the way people manage their finances.

Tips for Financial Freedom: Creating and Sticking to a Budget

Your first order of business when deciding to create a budget, is to determine exactly how much you’re spending each month. You can put a solid budget plan into action with strategies that include calculating your expenses. The key to a budget is to stay with it over time. Set a budget you can stick to by determining your income,…

Rent Vs. Buy

One of the most daunting decisions in today’s real estate market is whether to rent vs. buy.  With historically low inventory nationwide, soaring property values, steadily increasing rental rates, and competitive mortgage rates, many are left scratching their heads, wondering what the best solution is for their housing needs. The Traverse City market is no exception. PERSONAL CIRCUMSTANCE There…