Personal Checking Accounts

What makes Honor Bank the best bank for checking accounts in Michigan? It’s our stellar lineup of free accounts with perks like ATM fee refunds paired with our commitment to customer service. We understand you have unique financial goals, needs, and life circumstances and we’ll work with you to find a checking account that’s the right fit.

Why Choose Honor Bank

ATM Fee Refunds
Free Checks
Mobile Banking
Online Banking
Overdraft Protection
Competitive Interest Rates

Ready to open an account? Stop in and visit one of our branches, or complete this online form to get started!

Kasasa Cash Back^®

Get 2% cash back on your everyday debit card purchases and refunds of ATM fees incurred at any ATM you use in the US.* With no monthly fees or minimum balance and simple linking to the high-interest Kasasa Saver® account, this is a great option for those who use their debit card religiously.

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Kasasa Cash^®

We literally pay you to bank here. Earn up to 1.00% APY* on your balance of up to $10,000! This account also refunds your ATM fees and links to the high-interest Kasasa Saver® account. With no minimum balance or monthly service fee, this is the perfect account for those who keep a significant balance in their checking account.

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Basic Checking

Our most basic account gives you options and flexibility. With a free debit card and access to all our digital services, this is the best account for those who want to keep it simple. An added bonus? This account is free when you sign up for e-Statements!

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High Performance Checking

Interested in earning a good rate on your checking balance? Put your money to work without sacrificing your checking privileges. This account offers free checks and no issue fee for money orders or cashier’s checks, so you can write all the checks you want and earn interest each month.

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Health Savings Accounts

HSAs are a great way to put money aside to pay for current and future qualified medical expenses. Our HSAs have no setup or annual fees. Contributions are tax deductible, and funds can be used on any qualified medical expense. Perfect for those who have a high-deductible health insurance plan!

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Choose a Bank That Refunds ATM Fees

Traveling out of the area? No problem. We’ll refund your ATM fees from wherever you take out cash. It’s one thing we can do to make your banking experience – and traveling experience! – more enjoyable. If you’d like to bank with a local bank in northern Michigan that cares about you as a customer, give us a call at 877.325.8031.