Home Loans

Home Loan Lenders - Completely Local

It’s not every day you find mortgage lenders that operate fully at a local level. When you take out a mortgage with Honor Bank, you’ll be working with knowledgeable professionals who know you and the area. Our mortgage lenders are trained to help you make the best financial decision. Mortgage loan decisions are made locally. Servicing is done locally, too.

Find a loan that works for you.

Buying a Home

Whether it’s your first home or dream home, our mortgage team offers a variety of home loan options, meaning we’re likely to have a loan that fits your needs.

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Refinancing

Lower your payment. Shorten your term. Tap into your equity. Whatever the reason, Honor Bank can help.

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construction loans

We make it easy to build a custom home from the ground up. Work with experts who how to manage these more complex loans.

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JUMBO LOANS

Looking for a larger-than-typical home loan so you can purchase your dream home or vacation property? Honor Bank finances jumbo loans.

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VA Loans

The VA loan is a mortgage loan program available to active and retired military, reservists, and surviving spouses.

Up to 100% financing
Flexible qualifying criteria and favorable loan term

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fha LOANS

FHA requires just a 3.5% down payment and offers flexible credit qualifying, seller concessions for closing costs and pre-paid costs.

100% gift funds allowed
Upfront mortgage insurance may be financed

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LAND & LOT LOANS

When you find the lot of your dreams to build your future home, we can help! With a lot loan, you can purchase the land on which you want to build your home and take the time to plan and design the home of your dreams.

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CONDO LOANS

We know the northern Michigan real estate market and that means we know condo lending. We offer condo financing via Fannie Mae and our Portfolio loans.

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vacation home & investment properties

Thinking about buying a second home or investment property? Honor Bank offers conventional and jumbo loan options with both fixed and adjustable rates.

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