Home Loans

Home Loan Lenders - Completely Local

It’s not every day you find mortgage lenders that operate fully at a local level. When you take out a mortgage with Honor Bank, you’ll be working with knowledgeable professionals who know you and the area. Our mortgage lenders are trained to help you make the best financial decision. Mortgage loan decisions are made locally. Servicing is done locally too. And with interest rates still low, the time to purchase or refinance a home is now.

Talk to our mortgage lenders to get started on the path to owning your own home.

Call to set up an appointment:

231.639.1800

Ready to apply now? Fill out our online mortgage application today!

Apply Today

Types of Home Loans We Offer

Buying a Home

Whether it’s your first home, next home, vacation home on the lake, or an investment property, Honor Bank has a home loan for you.

Get a Home Buyer's Edge pre-approval.
Choose from multiple low down-payment options.
Know what to expect with our Home Buyer's Guide

Refinancing

Lower your payment. Shorten your term. Tap into your equity. Whatever the reason, Honor Bank can help.

Lower your rate and payment
Consolidate debt
Make home improvements
Buy a vacation home
Shorten your term

construction loans

We make it easy to build a custom home from the ground up

Work with experts who how to manage these more complex loans
Get competitive rates
Enjoy quick closings
Learn more about the construction loan process

Veterans

The VA loan is a mortgage loan program available to active and retired military, reservists, and surviving spouses. VA loans offer up to 100% financing with flexible qualifying criteria and favorable loan terms.

jUMBO LOANS

Looking for a large loan? We offer fixed- and adjustable-rate programs with higher-than-conventional loan limits for those looking to finance a jumbo loan.

vacation home & investment properties

Thinking about buying a second home or investment property? Honor Bank offers conventional and jumbo loan options with both fixed and adjustable rates.