Online Banking

Home Equity Loan

Take advantage of the equity in your home. Are you looking to make repairs to your home, college expenses, purchase a new car, family vacation, etc.? A home equity line is just the tool you need to accomplish these items.

How does a home equity line of credit work? Qualified applicants receive approval for a specific amount of credit. This credit limit is the maximum amount that you may borrow at any one time under the plan and is figured by taking a percentage of the applicant’s home value and subtracting the balance owed on the existing first mortgage. We also look at your income, debts and other financial obligations as well as your credit history when determining the amount of your approved line.

 

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