Should You Refinance to a 15 Year Mortgage?
Wondering about refinancing your 30-year mortgage into a 15-year option? That answer may seem simple and obvious. Why not reduce your mortgage term to pay it off faster and receive the benefit of lowering the interest rate at the same time? Before making a quick decision to refinance your mortgage, Honor Bank has all the details and key factors…
Tips for Financial Freedom: Creating and Sticking to a Budget
Your first order of business when deciding to create a budget, is to determine exactly how much you’re spending each month. You can put a solid budget plan into action with strategies that include calculating your expenses. The key to a budget is to stay with it over time. Set a budget you can stick to by determining your income,…
