Online Banking

Honor Bank -
                      Here For Your Success

Kasasa Cash®

We literally pay you to bank here. Free Kasasa Cash® checking pays up to 1.00% APY* on your balance, and refunds your ATM fees, nationwide* — whether you’re in Traverse City, Bear Lake, Benzonia, or anywhere else!

Unlike other reward accounts, you don’t have to jump through hoops to earn these rewards. Just do banking basics you probably already do, like logging into online banking. Come visit us today to open your account in minutes.


  • 1.00% APY* on balances up to $10,000

  • 1.00% to 0.18% APY on balances over $10,000 depending on balance in account*

  • 0.01% APY* if qualifications aren't met

  • Refunds on ATM fees, nationwide (up to $20 monthly)*

  • Links to high interest Kasasa Saver®

  • Kasasa ProtectTM available at a discounted rate

  • No minimum balance to earn rewards

  • No monthly service fee

  • Free online banking

  • Free mobile banking

  • Free eStatements

  • Free MasterCard® debit card

  • Free telephone banking

  • Unlimited check writing

  • $50 minimum deposit to open

Easy Qualification

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 15 debit card purchases post and settle

  • Have at least 1 ACH payment transaction post and settle

  • Be enrolled in and log into online banking

  • Be enrolled in and agree to receive eStatements

There Are No Penalties if You Don’t Qualify

Your Kasasa Cash account is still free, and you’ll still earn our base interest rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.


  • Notices & Disclosures

    * Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.


    Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 1.00%; and balances over $10,000 earn 0.100% interest rate on the portion of balance over $10,000, resulting in a range from 1.00% to 0.18% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 06/09/20. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.


    Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. Failure to enroll in and receive Electronic Statements within the first 30 days after your account is opened, and failure to continue to receive electronic statements each month will result in our institution a) sending you a paper statement, or b) converting your account to a different product type.  A paper statement delivery fee of $3 will be charged for each paper statement we deliver to you.  This delivery service fee will stop when the delivery of paper statements ends.  Enrollment in electronic services (e.g. online banking and log-ons are required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges when you receive eStatements, nor are there fees to open or close this account. Contact an Honor Banker for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

    Cycle Date Information

    The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

        Monthly Qualification Cycle Statement Cycle
    Month Year Begin End Begin End
    January 2019 12/11/2018 01/07/2019 12/12/2018 01/08/2019
    February 2019 01/08/2019 02/11/2019 01/09/2019 02/12/2019
    March 2019 02/12/2019 03/11/2019 02/13/2019 03/12/2019
    April 2019 03/12/2019 04/08/2019 03/13/2019 04/09/2019
    May 2019 04/09/2019 05/13/2019 04/10/2019 05/14/2019
    June 2019 05/14/2019 06/10/2019 05/15/2019 06/11/2019
    July 2019 06/11/2019 07/08/2019 06/12/2019 07/09/2019
    August 2019 07/09/2019 08/12/2019 07/10/2019 08/13/2019
    September 2019 08/13/2019 09/09/2019 08/14/2019 09/10/2019
    October 2019 09/10/2019 10/07/2019 09/11/2019 10/08/2019
    November 2019 10/08/2019 11/11/2019 10/09/2019 11/12/2019
    December 2019 11/12/2019 12/09/2019 11/13/2019 12/10/2019
    January 2020 12/10/2019 01/13/2020 12/11/2019 01/14/2020
    February 2020 01/14/2020 02/10/2020 01/15/2020 02/11/2020
    March 2020 02/11/2020 03/09/2020 02/12/2020 03/10/2020
    April 2020 03/10/2020 04/13/2020 03/11/2020 04/14/2020
    May 2020 04/14/2020 05/11/2020 04/15/2020 05/12/2020
    June 2020 05/12/2020 06/08/2020 05/13/2020 06/09/2020
    July 2020 06/09/2020 07/13/2020 06/10/2020 07/14/2020
    August 2020 07/14/2020 08/10/2020 07/15/2020 08/11/2020
    September 2020 08/11/2020 09/07/2020 08/12/2020 09/08/2020
    October 2020 09/08/2020 10/12/2020 09/09/2020 10/13/2020
    November 2020 10/13/2020 11/09/2020 10/14/2020 11/10/2020
    December 2020 11/10/2020 12/07/2020 11/11/2020 12/08/2020

    Future Monthly Qualification Cycle and Statement Cycle dates for our Kasasa accounts will be available to you via our website or through one of our Service Representatives within one of our branches.


    Other possible fees.

Important Notice

You're leaving this website

When you click continue you will connect to another website which we do not own or operate.