Want to save money long term? Certificates of Deposit offer higher interest rates in exchange for leaving money untouched for any period of time, from 31 days to 5 years.

• Better returns than most savings accounts
• Fixed rates
• Various terms available
• Penalty for early withdrawal
• FDIC insured

SPECIALS!

100 day CD 4.90% APY*

13 month CD 3.75% APY*

17 month CD 3.25% APY*

Contact your local Honor Banker today to take advantage of our CD specials!

*Certificate of Deposit available only for accounts up to $250,000 per household to customers in Benzie, Grand Traverse, Leelanau, Manistee, Wexford, Emmet, Charlevoix, Cheboygan and Otsego Counties. The annual percentage yield is effective March 1, 2024, and requires a $10,000 minimum opening balance to obtain the stated APY. Deposit accounts FDIC insured up to $250,000. Retirement accounts FDIC insured separately up to $250,000. 13-month and 17-month CD interest is paid quarterly. 100 day CD pays interest at maturity. 100 day CD converts to 182 days at maturity. 13-month CD converts to a 12-month CD at maturity. 17-month CD converts to an 18-month CD at maturity. A penalty may be imposed for early withdrawals. To obtain the stated APY, minimum balance requirements must be met. Fees could reduce the earnings on accounts.